People hold sign that reads "H-E-R-O-E-S"
icon shield partner
MARKETING PARTNER
831-457-5000
icon shield partner
75 River Street, Santa Cruz, CA
Santa Cruz County Bank

Santa Cruz County Bank is a top-rated, full-service community bank serving Santa Cruz, Monterey, and Santa Clara counties.

Delivery of relationship-based service with a problem-solving focus sets SCCB apart from the competition. At SCCB, you have direct access to decision-makers, combined with modern banking technologies and digital access.

Santa Cruz County Bank is a leading SBA lender in Santa Cruz County, Silicon Valley, and a top USDA lender in the state of California. Since its opening in February of 2004, SCCB has made a commitment to support regional well-being by actively participating in and donating to local nonprofit organizations. Community Awards: Business of the Year, Best Bank in Santa Cruz County, Al Smith Friend of Agriculture, and the Volunteer Center’s Be the Difference Award…to name a few.

We choose Santa Cruz County Bank because we know they share our values of putting community first. Not only do they make banking easy, we see them out volunteering, engaging their customers and investing in our community every day.

— Karen Delaney & Lois Connell, Volunteer Center of Santa Cruz County

When it all started

SCCB was founded by a group of local business people joined to create a bank focused solely on serving the residents and businesses of Santa Cruz County, when it became apparent that the last of the local independents were soon to be consumed by large out-of-area bank holding companies.
Each founding member contributed their time, money and talent to the Bank's organizing effort. These efforts resulted in the opening of Santa Cruz County Bank on February 3, 2004.

Supporting small businesses during COVID

The true value of community banks has been demonstrated throughout the pandemic.

When the CARES ACT Paycheck Protection Program (PPP) was first announced, Santa Cruz County Bank’s employees sprang into action to develop a secure portal for pre-applications before the program was rolled out by the government. Their early response made it possible for business owners to get in the queue for funding to keep their employees on the payroll and their businesses operating during the pandemic. In hindsight, it was a race against time. The Bank’s employees worked around the clock to secure PPP funding for local businesses before funding ran out, helping local businesses retain over 36,000 jobs and counting.

Santa Cruz County Bank has the resources and lending capacity to help bring your business to the next level. We look forward to continuing to assist in the recovery and reopening of local businesses. We are here for the community with all our heart and soul.

All Santa Cruz County locations