Insurance Commissioner Ricardo Lara announced Thursday that he struck a deal with the insurance industry to encourage new coverage in the state. Insurers, Lara said, agreed to return to the high-risk fire zones in the hills and canyons of California in exchange for a number of concessions that will make it easier, in theory, for them to get higher rate increases through the state regulator more quickly.
Housing
How California lawmakers greenlit ‘any flavor of affordable housing you could possibly want’
A patchwork of bills are giving housing developers and local governments more options to reduce red tape for housing projects.
Anti-density stances are bad for Santa Cruz — so are ballot initiatives on building heights
Economist Richard McGahey responds to Housing for People activist Susan Monheit’s Sept. 15 Lookout piece. The two have been engaged in a lively public debate about changes to downtown Santa Cruz and the usefulness of a ballot initiative on tall buildings Housing for People is trying to get on the March ballot. McGahey, whose 2023 book on inequitable cities was nominated for a National Book Award, is against the initiative. “Not only do we voters not know enough, but such voting actually is anti-democratic, favoring wealthier people and homeowners,” he says.
Santa Cruz city leaders look to sales tax measure to fund homeless services as state grant set to run out
The Homelessness Response Action Plan has been the City of Santa Cruz’s working policy document on homelessness since March 2022, and has guided its approach to connecting people on the street with services, shelter and permanent housing. However, the plan was largely shaped around a $14 million state grant that will run out next July, leaving funding for one of the region’s more successful homelessness strategies in question just as its momentum is beginning to build.
Santa Cruz County realtors say housing market to strengthen as pandemic-era buyers rethink remote work, second homes
Santa Cruz County’s housing market had a slow summer, though home buyers still showed plenty of interest in more affordable South County and mountain communities. But with interest rates expected to dip by next year, some real estate agents say pandemic-era buyers might be starting to sell — and competition could heat up.
Tenants group crashed Berkeley party for end of eviction moratorium. Then things got ugly
A group of landlords who gathered to celebrate the end of a pandemic eviction moratorium were confronted by an angry tenants group. Fists, chairs and food were thrown.
Can licensed tent villages ease California’s homelessness epidemic? This nonprofit thinks so
Taking people off the street and into tents is a new twist on homeless shelter being explored by the San Francisco-based Urban Alchemy in two tent villages operating in Los Angeles and Culver City.
Santa Cruz needs to stay a beach town: Let the people vote on high rises
Santa Cruz housing activist Susan Monheit believes Santa Cruz’s iconic status as a beloved beach town is endangered by planned development. Here, she responds to critiques by economist Richard McGahey, who, in a recent Lookout piece, called her advocacy and a petition by Housing for People circulating for the March 2024 ballot “misguided.” Below, she unpacks what Housing for People does and does not do.
624-bed joint Cabrillo-UCSC housing project closer to reality as state financial fix heads to Newsom
After months of uncertainty about funding, Cabrillo College and UC Santa Cruz say they’re ready to move forward with a 624-bed student housing project on Cabrillo’s Aptos campus. If all goes as planned, officials say they’ll start construction in September 2024 and students could move in by fall 2026.
Santa Cruz needs more housing density; misguided advocates are making our housing problems worse
Economist Richard McGahey, who has held federal, state and local leadership roles and is regarded as a national expert on urban and regional economic development, has a message for Santa Cruz: Stop supporting misguided housing petitions and policies aimed at curtailing growth. The only way to move Santa Cruz off the list of the nation’s most expensive cities, he says, is to build. He lives part-time in Santa Cruz and points to the petition by the group Housing for People as an example of ill-considered advocacy.

